Privacy Policy

1. IntroductionКредит Онлайн ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application (the "App"). By using the App, you consent to the data practices described in this policy.### 2. Information We Collect### a. Device IDWe may collect your device ID to provide, improve, and personalize our services. This information may be used for marketing, advertising, or analytical purposes.### 3. How We Use Your InformationWe may use the information we collect from you in the following ways:- To personalize user experience and to allow us to deliver the type of content and product offerings in which you are most interested.
- To improve our App in order to better serve you.
- To administer a contest, promotion, survey, or other App feature.
- To send periodic emails regarding your order or other products and services.### 4. Information Sharing and DisclosureWe do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our App, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our App policies, or protect ours or others' rights, property, or safety.### 5. Data SecurityWe implement a variety of security measures to maintain the safety of your personal information. Your personal information is contained behind secure networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. We also implement security measures when a user enters, submits, or accesses their information to maintain the safety of your personal data.### 6. Third-Party ServicesWe may employ third-party companies and individuals to facilitate our App, provide the service on our behalf, perform App-related services, or assist us in analyzing how our App is used. These third parties have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.### 7. Advertising and AnalyticsWe may partner with third-party advertising networks and analytics companies to display advertisements on our App and to better understand your usage patterns. These third parties may collect information about your use of the App over time and across different services.### 8. Children's PrivacyOur App is not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we become aware that we have inadvertently received personally identifiable information from a user under the age of 13, we will delete such information from our records.### 9. Changes to This Privacy PolicyWe may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.### 10. Your ConsentBy using our App, you consent to our Privacy Policy.### 11. Contact UsIf you have any questions about this Privacy Policy, please contact us at:Email: [email protected]### 12. Governing LawThis Privacy Policy is governed by the laws of [Your Country/State], without regard to its conflict of law principles.### 13. Data RetentionWe will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.